Swiss Insurance (health and vehicle) is mandatory in Switzerland. Each person 
can specialize their policies based on what they do in life from their 
job to their recreational activities. I know that each person is 
required to pay 10% of their health costs, the rest is covered by the 
policy.
I think most don't include accident insurance, but it has to be 
purchased separately. Businesses can also get protections because they 
are treated as people under the same Swiss policies. If a policy holder 
or business needs to file for bankruptcy, each of their policies are 
considered safe from it.
Swiss Insurance
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